Discount Mortgage Items Needed

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To assist us in quick approval and the closing of your loan request, the following information is required at time of submission of your loan application.

INCOME
____ The most current pay-stubs to cover one month of income.
____ Last two years W2’s .
____ Last two years of personal tax return if you are self employed or own more than one property.

LIABILITIES
___ Existing real estate loan information: mortgage statement.
___ Auto loan statement.
___ Other installment loan statements.

ASSETS
___ Three months of bank statements (checking and/or savings).
___ 401K statement.
___ Investment property: include copies of rental agreements.

CREDIT REPORT*
___ $25 for credit report; make check payable to SW Credit Service.

APPRAISAL REPORT*
___ $300 for the appraisal report; COD

OTHER
___ Copy of homeowner’s insurance policy.
___ If divorced include copy of divorce decree and property settlement agreement.

CONDO/TOWNHOUSE/PUD
___ HOA: name, address, and telephone number.
___ Copy of fidelity bond insurance policy, copy of CCR’s, By Laws, Articles of Incorporation, copy of budget and balance sheet.

* All fees refundable for loans with no out of pocket expense.

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Discount Mortgage
Voice: 408-253-2250
Toll Free: 888-DO0-FEES
Toll Free: 888-360-3337
Voice: 408-253-3343
Fax: 408-253-3334
Cell Phone: 408-316-5454
Mortgage Rate Hotline: 408-253-0300

e-mail: orna@orna.com